Flexible Financing Options for Small Businesses

Lendistry’s wide range of financial programs give business owners access to the affordable capital they need to grow and serve their communities.

Funding as soon as 2 business days1

Loan amounts starting at $25,000

Longer terms, up to 10 years

Applying online is fast, easy and does not impact your credit score.

1. Approval and funding times may vary by eligible financing product.

Lendistry customer Jaree Cottman of AFYA Counseling and Wellness smiling with her laptop in her office

Jaree Cottman, AFYA Counseling & Wellness Services, Baltimore, MD

Lendistry’s technology allows the flexibility to find the right financial solution for each business, quickly and efficiently, so small business owners can get back to doing what they do best.

Expand a 
small business


working capital


equipment or inventory

Business Term Loan

The traditional term loan provides financing for a variety of small business needs ranging from increasing working capital to refinancing debt and is designed with each unique business in mind. 

: $25,000 – $5 million
Term: Up to 5 years

Non-Revolving Line of Credit

Our non-revolving line of credit offers shorter-term, flexible financing, helping to move small businesses forward with access to cash when it’s needed most.

: $25,000 – $3 million
Term: Up to 2 years

Startup Financing

The Startup Financing term loan is available to eligible for-profit small businesses that are less than 2 years in operations and offers flexible use of proceeds to help propel young businesses forward.

: $25,000 – $1 million
Term: Up to 10 years

Small Business Loan Fund

Lendistry’s Small Business Loan Fund developed from New Markets Tax Credit allocation provides below-market rate, small business loans to Qualified Active Low-Income Community Businesses.

: $150,000 – $4 million
Term: Up to 5 years

Additional Lending Programs:

To learn more about other funding programs that Lendistry offers, check out our Grants and Special Programs.

Needed Documents

For Lendistry to review an application, applicants will be asked to provide the following documentation:


Most recently filed three years of business tax returns


Bank verification or three months business bank statements


Business owner’s government-issued ID(s) (cannot be a photo copy)


All business license(s) required by law for your state/industry

Additional documents may be required based on loan amount and type.

Illustration of a group of people forming a circle

Why Lendistry

  • Lendistry’s mission is to provide economic opportunities and progressive growth for underserved small business owners and their communities. We do this by combining personal and experienced service with a technology platform that allows you to complete the process in your own time.
  • Our proprietary technology is designed to provide greater transparency, efficiency and flexibility over traditional banks.
  • Lendistry supports small and medium-sized businesses nationwide with partially guaranteed loans.

Find out how Lendistry can help grow your business