Flexible Financing Options for Small Businesses

Lendistry’s wide range of financial programs give business owners access to the affordable capital they need to grow and serve their communities.

Funding as soon as 5 business days1

Loan amounts starting at $25,000

Longer terms, up to 10 years

Applying online is fast, easy and does not impact your credit score.

1. Approval and funding times may vary by eligible financing product.

Lendistry customer Jaree Cottman of AFYA Counseling and Wellness smiling with her laptop in her office

Jaree Cottman, AFYA Counseling & Wellness Services, Baltimore, MD

Lendistry’s technology allows the flexibility to find the right financial solution for each business, quickly and efficiently, so small business owners can get back to doing what they do best.

Expand a 
small business


working capital


equipment or inventory

Business Term Loan

The traditional term loan provides financing for a variety of small business needs ranging from increasing working capital to refinancing debt and is designed with each unique business in mind.

: $25,000 – $5 million
Term: Up to 5 years

Business Qualifications: 640 credit score or above; Greater than two years in business

Non-Revolving Line of Credit

Our non-revolving line of credit offers shorter-term, flexible financing, helping to move small businesses forward with access to cash when it’s needed most.

: $25,000 – $5 million
Term: Up to 2 years

Business Qualifications: 640 credit score or above; Greater than two years in business

Commercial Real Estate Term Loan2

The commercial real estate term loan is available to purchase or refinance an owner-occupied property or to invest in commercial real estate.

$150,000 – $10 million
Term: 10-year term, 25-year amortization

Business Qualifications: 640 credit score or above; Greater than two years in business

Small Business Loan Fund

Lendistry’s Small Business Loan Fund developed from New Markets Tax Credit allocation provides below-market rate, small business loans to Qualified Active Low-Income Community Businesses.

: $150,000 – $4 million
Term: Up to 5 years

Business Qualifications: 620 credit score or above; Greater than two years in business

Ready to take the first step with Lendistry and find out which solution may be best for your business?

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If you continue in the process, you’ll need to have the following handy:

Most recently filed three years of business tax returns.

Most recently filed personal tax returns for the past year.

All business license(s) required by law for your state/industry.

Business owner's government-issued photo ID(s) – cannot be a photocopy.

If your bank account is unable to be verified electronically, a copy of your last three months business bank account statements.

Additional items may be required depending on eligible financing program. The application process is simple and will not impact your credit score.
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Why Lendistry

  • Lendistry’s mission is to provide economic opportunities and progressive growth for underserved small business owners and their communities. We do this by combining personal and experienced service with a technology platform that allows you to complete the process in your own time.
  • Our proprietary technology is designed to provide greater transparency, efficiency and flexibility over traditional banks.
  • Lendistry supports small and medium-sized businesses nationwide with partially guaranteed loans.

Find out how Lendistry can help grow your business

2. Does not include commercial real estate loans available under any United States Small Business Administration program or any specialty commercial real estate lending products that may be offered from time to time. Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Terms and conditions subject to commitment letter. B.S.D. Capital, Inc. dba Lendistry licensed to make loans in California.