Flexible Financing Options for Small Businesses

Lendistry’s wide range of financial programs give business owners access to the affordable capital they need to grow and serve their communities.

Funding as soon as 5 business days1

Loan amounts starting at $25,000

Longer terms, up to 10 years

Applying online is fast, easy and does not impact your credit score.

1. Approval and funding times may vary by eligible financing product.

Team from small business Upshift Creative working together
Daniel Moreno, Nicholas Staal and Richard Shanks, UpShift Creative Group, Chicago, IL

Lendistry’s technology allows the flexibility to find the right financial solution for each business, quickly and efficiently, so small business owners can get back to doing what they do best.

Expand a 
small business

>

Increase
working capital

Business
Acquisition

Purchase
equipment or inventory

Business Term Loan

For a variety of business needs ranging from increasing working capital, refinancing debt, business expansion, and more.

  • Amount: $25,000 – $5 million
  • Term: Up to 5 years
  • Business qualifications: 640 credit score or above; greater than two years in business

Commercial Real Estate Term Loan 2

To purchase or refinance an owner-occupied property or to invest in commercial real estate.

  • Amount: $150,000 – $10 million
  • Term: 10-year term, 25-year amortization
  • Business qualifications: 640 credit score or above; greater than two years in business

Non-Revolving Line of Credit

Shorter-term financing for inventory and equipment purchases, working capital, and more.

  • Amount: $25,000 – $5 million
  • Term: Up to 2 years
  • Business qualifications: 640 credit score or above; greater than two years in business

NMTC Small Business Loan Fund

Below-market-rate funding to Qualified Active Low-Income Community Businesses (QALICBs).

  • Amount: $150,000 – $4 million
  • Term: Up to 5 years
  • Business qualifications: 620 credit score or above; greater than two years in business

Subject to availability

Ready to take the first step with Lendistry and find out which solution may be best for your business?

Business office concept in flat design stock illustration
If you continue in the process, you’ll need to have the following handy:

Most recently filed three years of business tax returns.

Most recently filed personal tax returns for the past year.

All business license(s) required by law for your state/industry.

Business owner's government-issued photo ID(s) – cannot be a photocopy.

If your bank account is unable to be verified electronically, a copy of your last three months business bank account statements.

Additional items may be required depending on eligible financing program. The application process is simple and will not impact your credit score.
Illustration of a group of people forming a circle

Why Lendistry

  • Lendistry’s mission is to provide economic opportunities and progressive growth for underserved small business owners and their communities. We do this by combining personal and experienced service with a technology platform that allows you to complete the process in your own time.
  • Our proprietary technology is designed to provide greater transparency, efficiency and flexibility over traditional banks.
  • Lendistry supports small and medium-sized businesses nationwide with partially guaranteed loans.

Find out how Lendistry can help grow your business

2.Does not include commercial real estate loans available under any United States Small Business Administration program or any specialty commercial real estate lending products that may be offered from time to time. Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Terms and conditions subject to commitment letter. B.S.D. Capital, Inc. dba Lendistry licensed to make loans in California.