Solutions for Small Business Growth

SBA 7(a) loans offered by Lendistry are a flexible lending option designed to provide small businesses access to affordable capital. Most small businesses qualify for SBA financing.

Lendistry client PIKL standing in framing for a commercial building

Kuo Pao Lian, PI.KL Studio, Baltimore, MD

The government-backed SBA 7(a) Loan Program provides competitive interest rates, longer term options, low down payments, short prepayment options, and flexible overhead requirements.

Illustration of 2 minority business owners smiling and holding an "open" sign

SBA 7(a) Program

As a non-bank SBA Lender, or Small Business Lending Company, Lendistry SBLC, LLC offers the SBA 7(a) loan program. This program provides qualified* small business owners nationwide with the flexible funding they need to: increase working capital, expand a business, refinance current debt, purchase equipment or inventory, acquire commercial real estate and more.

Loan Amount: $50,000 – $5 million

Loan Term: Up to 25 years for real estate and up to 10 years for other purposes

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* Business qualifications: To qualify for an SBA 7(a) loan, businesses must meet the minimum following SBA requirements:

  • Operate for profit and be considered a small business, as defined by the SBA
  • Be engaged in, or propose to do business in, the U.S. or its territories
  • Have reasonable invested equity
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • Be able to demonstrate a need for a loan and that the funds will be used for a sound business purpose
  • Not be delinquent on any existing debt obligations to the U.S. government
  • Commercial Real Estate Property must be 51% owner occupied (based on rental square footage determined by an appraiser)

Lendistry SBLC, LLC is approved to offer SBA loan products under SBA’s 7(a) Lender Program.