Solutions for Small Business Growth

SBA 7(a) loans offered by Lendistry are a flexible lending option designed to provide small businesses access to affordable capital. Most small businesses qualify for SBA financing.

Lendistry customer DIFFERENTREGARD owners smiling in their business location

Steven L. White and Dominick Davis, DIFFERENTREGARD, Baltimore, MD

The government-backed SBA 7(a) Loan Program provides competitive interest rates, longer term options, low down payments, short prepayment options, and flexible overhead requirements.

Illustration of 2 minority business owners smiling and holding an "open" sign

SBA 7(a) Program

As a non-bank SBA Lender, or Small Business Lending Company, Lendistry SBLC, LLC offers the SBA 7(a) loan program. This program provides qualified* small business owners nationwide with the flexible funding they need to: increase working capital, expand a business, refinance current debt, purchase equipment or inventory, acquire commercial real estate and more.

Loan Amount: $50,000 – $5 million

Loan Term: Up to 25 years for real estate and up to 10 years for other purposes

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* Business qualifications: To qualify for an SBA 7(a) loan, businesses must meet the minimum following SBA requirements:

  • Operate for profit and be considered a small business, as defined by the SBA
  • Be engaged in, or propose to do business in, the U.S. or its territories
  • Have reasonable invested equity
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • Be able to demonstrate a need for a loan and that the funds will be used for a sound business purpose
  • Not be delinquent on any existing debt obligations to the U.S. government
  • Commercial Real Estate Property must be 51% owner occupied (based on rental square footage determined by an appraiser)

Lendistry SBLC, LLC is approved to offer SBA loan products under SBA’s 7(a) Lender Program.