Colorado Startup Loan Fund

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Lifting Colorado small businesses up to start, build, and grow.

Young Cafe Owner Standing with Arms Crossed at Front Door

Program Overview

Lendistry is an approved lender of the Colorado Startup Loan Fund program which provides loans designed for underserved Colorado startup and small businesses to help them move forward and grow. Eligible, for-profit entities can apply for $50,000 – $150,000 in financing for working capital with terms of up to 5 years.

Supported by:

State of Colorado OEDIT - Colorado Startup Loan Fund Logo

Eligible Business Qualifications

Any Colorado Small Business Entity or Sole Proprietor that has experienced one or more of the following:

  • Financial loss
  • Bankruptcy
  • Poor credit
  • Barriers to access to capital
  • Redefined its business model or recapitalized
  • New business to fill gaps

And meets the following criteria:

  • Primary business activities are conducted in Colorado with majority of employees working in Colorado
  • Employ no more than 25 full-time employees
  • Earns less than $2,000,000 in annual gross revenue

Businesses must also complete a business development program with a Small Business Development Center (SBDC) before applying.


  • Loan Amount: $50,000 – $150,000
  • Loan Purpose: Working Capital
  • Loan Term: Up to 5 years
  • Interest Rate: Variable

Required Documents

For Lendistry to review an application for the Colorado Startup Loan Fund, applicants must provide the following minimum required documentation*:

Startup Business:


2 Years Detailed Projections


2 Years Personal Tax Returns


3 Months Business Bank Statements or Bank Verification


Most Recent YTD Profit and Loss Statement


Budget for the Startup Costs

Existing Business:


2 Years Personal Tax Returns


Most Recent Business Tax Return


Months Business Bank Statements or Bank Verification


Most Recent YTD Profit and Loss Statement and Balance Sheet

*Additional required documents may be requested.

Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Terms and conditions subject to commitment letter.