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Solutions for Small Business Growth

SBA 7(a) loans offered by Lendistry are a flexible lending option designed to provide new and established small businesses with access to affordable capital.

Loan amounts starting at $25,000

Longer term and amortization options

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Applying online is fast, easy and does not impact your credit score.

Ciarah Richardson, All Things Plush LLC, Syracuse, NY

Ciarah Richardson, All Things Plush, Syracuse, NY

One of the best loan options for businesses is the government-backed SBA 7(a) Loan Program with its competitive interest rates, low down payments, and short prepayment options.

r All guaranty fees waived until September 30, 2025 on SBA 7(a) loans up to $1 million.

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Work with Lendistry, an SBA Preferred Lender, to get 7(a) loans faster than ever

Lendistry SBLC, LLC offers the SBA 7(a) loan program to established businesses and SBA approved startup franchises. These 7(a) loans provide qualified* small business owners nationwide with the flexible funding they need to: increase working capital, expand a business, refinance current debt, purchase equipment or inventory, acquire commercial real estate and more.

Loan Amount: Up to $5 million

Loan Term: Up to 25 years for real estate and up to 10 years for other purposes

Business Qualifications: 650+ credit score and greater than two years in business, or 700+ credit score and less than two years in business

Ready to take the first step with Lendistry and find out which solution may be best for your business?

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Start your loan application
If you continue in the process, you’ll need to have the following handy:

Most recently filed three years of business tax returns.

Most recently filed personal tax returns for the past year.

All business license(s) required by law for your state/industry.

Business owner's government-issued photo ID(s) – cannot be a photocopy.

If your bank account is unable to be verified electronically, a copy of your last three months business bank account statements.

Additional items may be required depending on eligible financing program. The application process is simple and will not impact your credit score.
* Business qualifications: To qualify for an SBA 7(a) loan, businesses must meet the minimum following SBA requirements:

  • Operate for profit and be considered a small business, as defined by the SBA
  • Be engaged in, or propose to do business in, the U.S. or its territories
  • Have reasonable invested equity
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • Be able to demonstrate a need for a loan and that the funds will be used for a sound business purpose
  • Not be delinquent on any existing debt obligations to the U.S. government
  • Commercial Real Estate Property must be 51% owner occupied (based on rental square footage determined by an appraiser)
Lendistry SBLC, LLC is approved to offer SBA loan products under SBA’s 7(a) Lender Program.

Learn more about our other commercial real estate products here.

Let’s get started

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