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Privacy Policy

B.S.D. Capital, Inc., a Delaware corporation dba Lendistry (“Lendistry” or “we”) operates the website and portal that you are using to submit your loan application and other related documents requested in connection with the services provided by Lendistry (the “Services”).  This Privacy Policy explains the personal information that we may collect from you, how we may use it, and the rights that you have concerning that data when you use our Services.  We strive to maintain a standard of data privacy in accordance with your data protection rights under applicable law.  The proper use of the personal information that you provide to us is a responsibility that we take seriously.  By accessing and using our Services, you acknowledge and consent to our collection and use of information as set forth in this Privacy Policy.

Our Collection, Use and Sharing of Personal Information

We may collect certain information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a consumer or household (“Personal Information”).  Personal Information does not include de-identified or aggregated consumer information.  Please see the following disclosure regarding what Personal Information we may collect, use, and share based on your use of our Services and the consent(s) you have provided to us:

In addition, where consistent with appropriate laws and regulations, we may disclose Personal Information if such disclosure is necessary to:

  • prepare, negotiate or perform a contract with you;
  • respond to subpoenas, court orders, or other legal process or otherwise required by law or the competent governmental or judicial authorities;
  • establish or preserve a legal claim or defense;
  • evaluate or conduct a merger, divestiture, acquisition, restructuring, reorganization, dissolution, or other sale or transfer of all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by us is among the assets transferred; or
  • prevent fraud or other illegal activities, such as willful attacks on our information technology systems.

Sharing Personal Information

We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

Sales of Personal Information

In the preceding twelve (12) months, Company had not sold personal information.

Third Party Services and Links

This Privacy Policy does not address, and we are not responsible for, the privacy practices of any third party operating any website or service to which our website links.  The inclusion of a link on our website does not imply endorsement of the linked site.  We are not responsible for any information which you provide while visiting such sites, and such sites are not governed by this Privacy Policy.  You should exercise caution and review the privacy statement applicable to other websites to which you provide your Personal Information.

Children Under the Age of 16

We do not knowingly collect Personal Information from individuals under the age of 16.  Our website and Services are not intended for anyone under the age of 16, and no one under the age of 16 may provide Personal Information to us.

Security

We maintain administrative, technical and physical safeguards designed to protect your Personal Information.  While no company can guarantee your Personal Information will not be accessible by unauthorized individuals, we use controls in an attempt to mitigate such risks in today’s online environment.

Choices and Access

In certain states you may have the right to have certain Personal Information deleted or not used for particular purposes, or you may have rights to certain additional information regarding the use of your Personal Information.

To exercise any of these rights, please contact us at [email protected] or call 888 594-7270. We will respond to your request in accordance with applicable laws and within the required timeframes. Please note that we may need to verify your identity before processing your request.

After submitting a request, we will verify your identity by matching the identifying information provided by you to the Personal Information already maintained by us, or, in cases where your request requires a higher degree of certainty, we may use a third-party identity verification service or ask for a photo ID or for more information.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

  • Deny you goods or services.
  • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
  • Provide you a different level or quality of goods or services.
  • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.

Other California Privacy Rights

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to [email protected] or write us at: 767 S. Alameda St., Suite 340, Los Angeles, CA 90021, Attention: Privacy.

Retention Period

We retain Personal Information for as long as needed or permitted in light of the purpose(s) for which it was obtained and consistent with applicable law.  To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the Personal Information, the potential risk of harm from unauthorized use or disclosure of your Personal Information, the purposes for which we process your Personal Information and whether we can achieve those purposes through other means, and the applicable legal requirements.

Changes to Our Privacy Policy

We reserve the right to update our Privacy Policy at any time without notice. Any changes to the Privacy Policy will be posted on this page and will become effective as of the Effective Date listed below. We encourage you to periodically review this page for the latest information on our privacy practices.

Contacting Us

If you have any questions regarding this Privacy Policy, the ways in which we collect and use your information described here, your choices and rights regarding such use, or wish to exercise your rights under applicable law, you may contact us at:

Email: [email protected]
Telephone: 888-594-7270

Effective Date:  April 19, 2024