The 5 Factors That Affect Your FICO Score 

The 5 Factors That Affect Your FICO Score 

Your credit score is a crucial component in applying for small business funding. Lenders use your score to assess your responsibility as a borrower and, as a result, whether they should lend to your business.  Maintaining a good credit score is key for setting...
The Best Times for Small Businesses to Apply for Loans 

The Best Times for Small Businesses to Apply for Loans 

Applying for funding is an exciting time for small businesses, but it’s no small decision to make. Small business owners must be committed to investing the time and effort that applications require.   To make the process more manageable and boost the likelihood of...
A Fresh Take on Debt Strategy and Your Credit Score 

A Fresh Take on Debt Strategy and Your Credit Score 

A 2023 study revealed that Americans owe a record-high $986 billion in credit card debt. Among rising credit card interest rates and fluctuations in the economy, it’s understandable that people are struggling to stay on top of their debts.   The good news is...
Create a Budget That Works for Your Small Business 

Create a Budget That Works for Your Small Business 

Staying on top of finances is one of the best things you can do to help your small business thrive. Financial statements can demonstrate your business’s financial health when applying for funding, but it’s important to keep track of finances internally as well. A...
Tips for Preparing a Cash Flow Statement 

Tips for Preparing a Cash Flow Statement 

A cash flow statement illustrates a portion of your business’s finances by focusing specifically on the flow of cash into and out of your business. It provides an understanding of how your business operates and gives a sense of your business’s financial health. A cash...