Privacy Policy

B.S.D. Capital, Inc., a Delaware corporation dba Lendistry (“Lendistry” or “we”) operates the website and portal that you are using to submit your loan application and other related documents requested in connection with the services provided by Lendistry (the “Services”). This Privacy Policy explains the personal information that we may collect from you, how we may use it, and the rights that you have concerning that data when you use our Services. We strive to maintain a standard of data privacy in accordance with your data protection rights under applicable law. The proper use of the personal information that you provide to us is a responsibility that we take seriously. By accessing and using our Services, you acknowledge and consent to our collection and use of information as set forth in this Privacy Policy.

Our Collection, Use and Sharing of Personal Information

We may collect certain information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a consumer or household (“Personal Information”). Personal Information does not include de-identified or aggregated consumer information. Please see the following disclosure regarding what Personal Information we may collect, use, and share based on your use of our Services and the consent(s) you have provided to us:

Categories of Personal Information that may be Collected Category of Sources from Which that Information was Collected The Business or Commercial Purpose(s) for which the Information was Collected The Categories of Third Parties with which we may share the Personal Information
Identifiers, such as your name, postal address, unique personal identifier, internet protocol address, email address, telephone number, signature, account name, social security number, driver’s license or other state identification number, passport number, financial account number, or other similar identifiers. Consumers provide this information directly to us or automatically through their interaction with our products or services; licensors; service providers, including consumer data resellers; and marketing partners.
  • to provide our products and services, including to determine creditworthiness and/or other applicable eligibility for such products and services;
  • to improve the quality, safety, and security of our products and services;
  • to administer your account(s);
  • to process your payments for products and services and/or make payments to you in connection with such products and services;
  • to operate our websites and applications, including online registration and application processes;
  • to develop new products and services;
  • to customize and improve communication content;
  • to comply with legal, regulatory or contractual requirements;
  • to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity;
  • to debug to identity and repair errors that impair existing intended functionality; and
  • to market our affiliates’ products and services to you, subject to your opt-out rights.
 Our affiliates; our service providers, including consumer data resellers; government entities; financial institution partners and customers; marketing and other business development partners; data analytics providers.
Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)), such as name, signature, Social Security number, address, telephone number, insurance policy number, employment, or employment history.

Some personal information included in this category may overlap with other categories.

 Consumers provide this information directly to us or automatically through their interaction with our products or services; licensors; service providers, including consumer data resellers; and marketing partners.
  • to provide our products and services, including to determine creditworthiness and/or other applicable eligibility for such products and services;
  • to improve the quality, safety, and security of our products and services;
  • to administer your account(s);
  • to process your payments for products and services and/or make payments to you in connection with such products and services;
  • to operate our websites and applications, including online registration and application processes;
  • to develop new products and services;
  • to customize and improve communication content;
  • to comply with legal, regulatory or contractual requirements;
  • to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity;
  • to debug to identity and repair errors that impair existing intended functionality; and
  • to market our affiliates’ products and services to you, subject to your opt-out rights.
 Our affiliates; our service providers, including consumer data resellers; government entities; financial institution partners and customers; marketing and other business development partners; data analytics providers.
Protected classification characteristics under California or federal law, such as age (40 years or older), race, ethnicity, citizenship, marital status, physical or mental disability, sex, and veteran or military status. Consumers provide this information directly to us or automatically through their interaction with our products or services; licensors; service providers, including consumer data resellers; and marketing partners.
  • to provide our products and services, including to determine creditworthiness and/or other applicable eligibility for such products and services;
  • to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity;
  • to operate our websites and applications, including online registration and application processes;
  • to develop new products and services; and
  • to comply with legal, regulatory or contractual requirements.
 Our service providers, including consumer data resellers; government entities; financial institution partners and customers; marketing and other business development partners; data analytics providers.
Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. Consumers provide this information directly to us or automatically through their interaction with our products or services; licensors; service providers, including consumer data resellers; and marketing partners.
  • to provide our products and services, including to determine creditworthiness and/or other applicable eligibility for such products and services;
  • to improve the quality, safety, and security of our products and services;
  • to administer your account(s);
  • to process your payments for products and services and make payments to you in connection with such products and services;
  • to develop new products and services;
  • to comply with legal, regulatory or contractual requirements;
  • to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity.
 Our affiliates; our service providers, including consumer data resellers; government entities; financial institution partners and customers; marketing and other business development partners; and data analytics providers.
Internet or other electronic network activity information, including, browsing history, search history, and information regarding a consumer’s interaction with an internet website or application. Consumers provide this information directly to us or automatically through their interaction with our products or services; licensors; service providers.
  • to provide our products and services;
  • to improve the quality, safety, and security of our products and services;
  • to operate our websites and applications, including online registration and application processes;
  • to develop new products and services;
  • to customize and improve communication content;
  • to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity;
  • to debug to identity and repair errors that impair existing intended functionality; and
  • to market our affiliates’ products and services to you, subject to your opt-out rights.
 Our affiliates; our service providers; data analytics providers.
Professional or employment-related information. Consumers provide this information directly to us or automatically through their interaction with our products or services; licensors; and service providers, including consumer data resellers.
  • to provide our products and services, including to determine creditworthiness and/or other applicable eligibility for such products and services;
  • to administer your account(s);
  • to process your payments for products and services and/or make payments to you in connection with such products and services;
  • to operate our websites and applications, including online registration and application processes;
  • to develop new products and services;
  • to comply with legal, regulatory or contractual requirements;
  • to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity; and
  • to market our affiliates’ products and services to you, subject to your opt-out rights.
 Our affiliates; our service providers, including consumer data resellers; government entities; financial institution partners and customers; and data analytics providers.
Education information, defined as information that is not publicly available personally identifiable information as defined in the FERPA, 20 USC 1232g. Consumers provide this information directly to us or automatically through their interaction with our products or services; licensors; and service providers, including consumer data resellers.
  • to provide our products and services, including to determine creditworthiness and/or other applicable eligibility for such products and services;
  • to administer your account(s);
  • to process your payments for products and services and make payments to you in connection with such products and services;
  • to operate our websites and applications, including online registration and application processes;
  • to develop new products and services;
  • to comply with legal, regulatory or contractual requirements;
  • to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity; and
  • to market our affiliates’ products and services to you, subject to your opt-out rights.
 Our affiliates; our service providers, including consumer data resellers; government entities; financial institution partners and customers; data analytics providers.
Device geolocation data. Consumers provide this information directly to us or automatically through their interaction with our products or services; licensors; service providers, including consumer data resellers; and marketing partners.
  • to provide our products and services, including to determine applicable eligibility for such products and services;
  • to improve the quality, safety, and security of our products and services;
  • to process your payments for products and services and/or make payments to you in connection with such products and services;
  • to develop new products and services;
  • to comply with legal, regulatory or contractual requirements;
  • to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity;
  • to debug to identity and repair errors that impair existing intended functionality; and
  • to market our affiliates’ products and services to you, subject to your opt-out rights.
 Our affiliates; our service providers, including consumer data resellers; government entities; financial institution partners and customers; marketing and other business development partners; and data analytics providers.
In addition, where consistent with appropriate laws and regulations, we may disclose Personal Information if such disclosure is necessary to:

  • prepare, negotiate or perform a contract with you;
  • respond to subpoenas, court orders, or other legal process or otherwise required by law or the competent governmental or judicial authorities;
  • establish or preserve a legal claim or defense;
  • evaluate or conduct a merger, divestiture, acquisition, restructuring, reorganization, dissolution, or other sale or transfer of all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by us is among the assets transferred; or
  • prevent fraud or other illegal activities, such as willful attacks on our information technology systems.

Sharing Personal Information

We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

In addition, consistent with the Gramm-Leach-Bliley Act and the California Financial Information Privacy Act, we may share your Personal Information, including nonpublic personal information, with our affiliates (i.e., entities that control, are controlled by, or are under common control with B.S.D. Capital, Inc.) so that they may market their products and services to you. Unless you direct us not to share your information with our affiliates as described in the “Choices and Access” section below, we may do so as described in this section. We do not share the following categories of Personal Information with affiliates for marketing purposes:

  • Social Security numbers
  • Driver’s license or state identification numbers
  • Passport numbers
  • Financial account numbers, or
  • Protected classification characteristics (such as race, ethnicity, marital status, disability status, or veteran status).

In connection with our products and services, we may collect and share information about your creditworthiness or eligibility (such as information derived from your application, personal guarantee, or credit report) with our affiliates. Our affiliates may use this eligibility information to make solicitations to you. Pursuant to the Fair Credit Reporting Act, you have the right to limit our affiliates’ use of your eligibility information to market to you. If you opt out, your election will be effective for a period of at least five (5) years, and our affiliates may not use your eligibility information to make solicitations to you during such opt-out period, unless you opt in at a later date.

Affiliate sharing is conducted in accordance with applicable federal and state law, including the Gramm-Leach-Bliley Act, the California Financial Information Privacy Act, the Fair Credit Reporting Act, and applicable state privacy laws. Affiliates receiving Personal Information for marketing purposes are subject to contractual obligations regarding confidentiality and use limitations consistent with the protections required by such laws.

You may opt out of affiliate marketing, including our affiliates’ use of your eligibility information for solicitations, at any time as described in the “Choices and Access” section below.

Sales and Sharing of Personal Information

In the preceding twelve (12) months, Company has not sold personal information. We may share Personal Information with our affiliates as described in the “Sharing Personal Information” section above. To the extent such sharing constitutes “sharing” as defined under the California Consumer Privacy Act, you may opt out of such sharing as described in the “Choices and Access” section below.

Third Party Services and Links

This Privacy Policy does not address, and we are not responsible for, the privacy practices of any third party operating any website or service to which our website links. The inclusion of a link on our website does not imply endorsement of the linked site. We are not responsible for any information which you provide while visiting such sites, and such sites are not governed by this Privacy Policy. You should exercise caution and review the privacy statement applicable to other websites to which you provide your Personal Information.

Children Under the Age of 16

We do not knowingly collect Personal Information from individuals under the age of 16. Our website and Services are not intended for anyone under the age of 16, and no one under the age of 16 may provide Personal Information to us.

Security

We maintain administrative, technical and physical safeguards designed to protect your Personal Information. While no company can guarantee your Personal Information will not be accessible by unauthorized individuals, we use controls in an attempt to mitigate such risks in today’s online environment.

Choices and Access

In certain states you may have the right to have certain Personal Information deleted or not used for particular purposes, or you may have rights to certain additional information regarding the use of your Personal Information. In addition, you may opt out of having your Personal Information shared with our affiliates for their marketing purposes at any time by contacting us using the methods described below. You may also opt out of our affiliates’ use of your eligibility information (such as creditworthiness information derived from your application or credit report) to make solicitations to you; such opt-out will remain effective for at least five (5) years. For California residents, you may also direct us not to share your nonpublic personal information with our affiliates, as provided under the California Financial Information Privacy Act and other applicable California law.

To exercise any of these rights, please contact us at https://www.requesteasy.com/6537-8632 or call 855-476-5870. We will respond to your request in accordance with applicable laws and within the required timeframes. Please note that we may need to verify your identity before processing your request.

After submitting a request, we will verify your identity by matching the identifying information provided by you to the Personal Information already maintained by us, or, in cases where your request requires a higher degree of certainty, we may use a third-party identity verification service or ask for a photo ID or for more information.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

  • Deny you goods or services.
  • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
  • Provide you a different level or quality of goods or services.
  • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.

Other California Privacy Rights

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to https://www.requesteasy.com/6537-8632 or write us at: 767 S. Alameda St., Suite 340, Los Angeles, CA 90021, Attention: Privacy.

Retention Period

We retain Personal Information for as long as needed or permitted in light of the purpose(s) for which it was obtained and consistent with applicable law. To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the Personal Information, the potential risk of harm from unauthorized use or disclosure of your Personal Information, the purposes for which we process your Personal Information and whether we can achieve those purposes through other means, and the applicable legal requirements.

Changes to Our Privacy Policy

We reserve the right to update our Privacy Policy at any time without notice. Any changes to the Privacy Policy will be posted on this page and will become effective as of the Effective Date listed below. We encourage you to periodically review this page for the latest information on our privacy practices.

Contacting Us

If you have any questions regarding this Privacy Policy, the ways in which we collect and use your information described here, your choices and rights regarding such use, or wish to exercise your rights under applicable law, you may contact us at:

Email: [email protected]
Telephone: 855-476-5870

Effective Date: May 6, 2026