African American Woman presenting to a group of professionals
Texas Capital Bank logo
A partnership with
Texas Capital Bank

Lendistry is a minority-led fintech and a leader in equal access to capital for small business owners. Underserved small businesses deserve a fair chance at affordable financing—that’s why small business loans from Lendistry are designed with local communities in mind. Since 2015, minority, women and veteran-owned businesses have trusted Lendistry to help them grow.

Now, Lendistry has partnered with Texas Capital Bank to bring our unique new financing products to the state of Texas.

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Contractor Financing

  • For contractors that have been in business for more than 2 years and work with private or government agencies
  • Loans of up to $1 million
  • Non-revolving lines with terms up to 2 years

Nonprofit Financing

  • For nonprofits that have been in business for more than 2 years
  • Loans of up to $5 million
  • Terms up to 5 years

Startup Financing

  • For franchised startups with owners who have more than 2 years of experience in their industry
  • Loans of up to $500,000
  • Terms up to 10 years

Business Lending

  • For businesses that have been operating for more than 2 years
  • Loans of up to $5 million
  • Term loans, commercial real estate financing, SBA 7(a) loan program available

Business qualifications: To qualify for an SBA 7(a) loan, businesses must meet the minimum following SBA requirements:

  • Operate for profit and be considered a small business, as defined by the SBA
  • Be engaged in, or propose to do business in, the U.S. or its territories
  • Have reasonable invested equity
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • Be able to demonstrate a need for a loan and that the funds will be used for a sound business purpose
  • Not be delinquent on any existing debt obligations to the U.S. government
  • Commercial Real Estate Property must be 51% owner occupied (based on rental square footage determined by an appraiser)

Lendistry SBLC, LLC is approved to offer SBA loan products under SBA’s 7(a) Lender Program.