Amazon Community Lending pilot program

Certain Program Conditions

In the state of Oregon program minimum loan size is $50,000

In the state of West Virginia program minimum loan size is $45,000

In the state of Maryland program minimum loan size is $15,000

In the states of Rhode Island and District of Columbia program minimum loan size is $25,000

In all other states program minimum loan size is $10,000

Program is currently not available in the following states: North Dakota, South Dakota, Vermont, Delaware, Georgia, Kentucky, Minnesota

Other eligibility requirements may apply.

Credit and Other Authorizations

These Credit Authorization Terms & Conditions (the “Authorizations”) are between the Borrower and Owner(s)/Officer(s) identified in the Amazon Community Lending Program (the “Program”) loan application (individually, an “Applicant” or “You”) and B.S.D. Capital, Inc. dba Lendistry (“Lendistry”). The Program is a partnership between Amazon and Lendistry, an established minority-led and technology-enabled small business and commercial real estate lender with Community Development Financial Institution and Community Development Entity certification, and was created to provide more business financing options to more small and medium businesses selling on Amazon’s online stores.

Applicant represents, acknowledges, and agrees that:

(1) All information and documents provided to Lendistry are true, accurate, and complete.

(2) Applicant will promptly notify Lendistry of any change in such information or documents or change in such Applicant’s financial condition.

(3) Lendistry is expressly authorized to disclose all information and documents that Lendistry may obtain from Applicant in connection with Applicant’s loan application (which shall exclude disclosure of Applicant’s credit report) to third parties, including but not limited to Amazon Capital Services, Inc. and/or its affiliates (collectively, “Assignees”), including for the purposes of determining eligibility for, making, and servicing one or more loans made by Lendistry to Applicant under the Program. Any disclosure of such information and documents will be made in accordance with Lendistry’s Privacy Policy.

(4) By agreeing to these Authorizations, Applicant authorizes Lendistry and/or its Assignees to investigate my credit history and financial records, including without limitation, my banking records, and further authorizes Lendistry, its Assignees, and each of its and their respective representatives, successors, assigns and designees (collectively, “Recipients”) to request and receive, subject to the terms of Lendistry’s Privacy Policy, any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that such Recipients deem necessary in connection with the foregoing. As part of such investigation, Applicant authorizes Lendistry, to request and obtain consumer credit reports and any other information regarding Applicant’s creditworthiness in connection with the opening, monitoring, renewal and extension of this and other accounts with Experian and other third-party consumer credit reporting agencies. Upon written request, Lendistry will tell an Applicant whether such Applicant’s consumer credit report was requested, and, if so, the name and address of the consumer credit reporting agency that furnished the report.

(5) Applicant hereby waives and releases any and all claims against Recipients and any third-party providers of information in connection with Lendistry’s provision of products and services to Applicant arising from any act or omission relating to the request, receipt or release of such information; and

(6) Applicant represents that the individual completing the application is duly authorized to submit the application and make the above agreements, representations, warranties, and authorizations on behalf of Borrower, the business, and any additional Owners listed within the Program application.

CONSENT TO ELECTRONIC DISCLOSURES: By marking “I accept the Credit Authorization Terms & Conditions,” you expressly consent to transactions and to receiving disclosures and documents online and electronically. Your consent applies to all agreements, certifications, documents, and disclosures provided electronically in connection with your application. Disclosure may be provided to you either on the screen, on Recipients’ website, or via electronic mail to the email address you provided. If you would like to withdraw your consent before applying, you may do so by withdrawing your application. Withdrawal of consent will not apply retroactively and will not be effective for any documents, acknowledgments, or assents already received from you electronically.

 LENDISTRY is a licensed California Financial Lender, License # 60DBO66872.